About Ubuntu Fin

Our mission — build the financial operating system for the next generation of Africans. Instant, fair, transparent salary advances and banking, accessible from WhatsApp or the Ubuntu Fin app.

Who we are

Ubuntu Finance (Pty) Ltd is a South African fintech operating under National Credit Regulator registration NCRCP19123. We comply with the National Credit Act, the Financial Intelligence Centre Act, and the Protection of Personal Information Act.

Our product — Salary Advance

Maximum amount: R7,100 per advance.
Maximum term: 31 days.
Maximum total cost of credit: 28% APR (interest + initiation fee + service fee, all within NCA Section 105 limits for short-term unsecured credit).
Worked example: R7,100 advance over 31 days repays at approximately R9,088 total.

How to apply

Two channels:

WhatsApp: send "hi" to +27 64 851 5983 and follow the prompts.
App: download UbuntuFin from Google Play, sign in, tap Salary Advance.

Contact

Email support@ubuntufin.co.za · WhatsApp +27 64 851 5983